(*Webinars only available in German)
The second EU Payment Services Directive PSD2 has been fully in force for a good year. Time for ndgit, one of the pioneers in PSD2 compliance, to look back and forward. Since PSD2, all banks have been required to create and maintain the technological infrastructure that enables third-party service providers (TTP) to access their APIs and thus their customers' data. A challenge that European banks have mastered, both in terms of technology and the associated compliance requirements. In two webinars, experts from ndgit now venture a look ahead: How will API management develop beyond PSD2 compliance? Which challenges and solutions arise on a technological level and what advantages do specialized API management platforms offer? Which concrete business cases result from open banking and complex banking ecosystems? And above all: How can money be earned with them?
The clear political objective of PSD2 was to promote innovation and service quality in the financial sector and to give end-customers access to additional offers from innovative service providers, for example for loans, foreign transfers or accounting. Even though more and more traditional financial institutions are integrating fintechs' services into their service portfolio, the big innovation push has so far failed to materialize. The management and ongoing maintenance of APIs is complex for banks in their day-to-day business, and connecting fintechs is often a lengthy process.
1. How to manage bank APIs securely, efficiently and scale them profitably
From API platform technology to Ecosystem Hub
Wolfgang Bräu is responsible product manager for banking API management platforms and ecosystems at ndgit. In the first webinar, he will explain which possibilities banks have to earn money with their open interfaces in a further evolutionary step after PSD2 - and how they can manage concrete open banking solutions like Banking as a Service, SME Banking or complex financial ecosystems technologically most efficiently and profitably.
He will cover the topics:
- New fields of value creation in digital banking with ecosystems
- More efficiency in API management with external platforms
- Simple, secure and scalable: "Integrate once" and "Plug & Play"
- Hosting Options for the ndgit Ecosystem
WATCH WEBINAR API PLATFORM TECHNOLOGY
2. Open Banking in practise: digital banking solutions for small and medium-sized (SME) businesses
Additional turnover and customer loyalty through complementary SME offers
The digital services offered by many banks have not been developed for the special needs of small and medium-sized companies - and are therefore only moderately attractive for them in terms of their conditions. Challenger banks have discovered this niche for themselves and are increasingly targeting this attractive market segment. Marc Bewernik is responsible for ndgit's products and explains in his webinar which possibilities banks have to serve the large segment of SME customers with complementary offers of innovative Fintechs and thus to bind their SME customers permanently. After all, medium-sized businesses not only represent more than half of all jobs in Germany but also more than half of the net value-added.
How can banks now earn money with their open interfaces - and retain their SME customers permanently?
Agenda:
- Creating concrete added value: SME banking with fintech partners
- Example: ndgit's SME banking modules for accounting, loans and foreign transfers
- Simple, secure and scalable: "Integrate once" and "Plug & Play"
- Generate additional revenue complementing your core business and strengthen customer loyalty
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