Open Banking & Open Finance Trends 2022

By Sebastian Deck on 23 Mar 2022

Florian-Pahl-Etablierte-Kernbanksysteme-1

The Corona epidemic has once again accelerated the digitalization megatrend, especially in the area of open finance. In 2022, we therefore expect another boom in an already extremely dynamic industry. Time to look back and forward: What were the top topics in Open Finance in 2021? And what trends will shape the coming year? We invite you to discuss these and other questions with us - following the presentations of our experts in our winter webinar series.  

The topics of open banking and open finance reliably rank among the top trends in the financial industry in all studies and surveys. The Corona epidemic has once again rapidly accelerated the digitalization of the economy. Some experts are already talking about "hyperdigitization" in this context. For the financial industry, this means that more and more services and offerings are being digitized completely, or at least to a large extent. ndgit specializes in platform technologies and solutions that form the backbone of digital ecosystems and enable banks to open up their services to products and solutions from innovative third-party providers with minimal effort Demand side). Another use case for banks is to offer their products via new digital channels on platforms for e-commerce or mobility, for example, and thus increase their sales (supply side). The range of services that can be considered for this is constantly growing. That is why the experts at ndgit have devoted a series of webinars to the question of which trends will change the following market segments particularly strongly in the coming year and how strongly.

The webinars will be held in German and participation is free of charge. Register now, find out about the top trends in 2022 and take the opportunity to discuss them afterwards with our experts and numerous external speakers.

Go to registration page

The individual topics at a glance:

Open Wealth: A new standard for securities data (with Synpulse, Investify and Divizend)

An interface for easy connection of asset managers and innovative wealth tech partners

With Oliver Dlugosch, Chief Executive Officer and Founder of ndgit, Harald Brock, Managing Director at Investify, Roger Wisler, Senior Project Manager Business Development for Open Banking & API Product Management at Zürcher Kantonalbank, Dr. Simon Alioth, Head of Ecosystem and Platform Banking (Open Banking) at Synpulse, Thomas Rappold, Co-Founder and CEO at Divizend

Oliver Dlugosch ndgit

Harald Brock-modified

roger wisler-modified

 

simon alioth-modified

 

thomas rappold-modified

 

Watch on demand Webinar

In early 2022, the first banks will go live with the new API standard Open Wealth. Which banks will be pioneers and where does the Open Wealth community stand? To this end, ndgit will show how Open Wealth can be easily implemented as a bank using standards and what new opportunities this opens up with wealth tech partners.

Agenda:

  • The new opportunities of Open Wealth
  • Status and first implementations (Simon Alioth, Synpulse and Roger Wissler, ZKB)
  • Implementing Open Wealth APIs and connecting SIX bLink easily
  • Presentation of best-of-breed wealth techs (Thomas Rapphold, Divizend and Harald Brock, Investify)
  • Panel: Connect to SIX bLink or publish Open Wealth API yourself (Simon Alioth, Roger Wissler, Oliver Dlugosch)

 

Digital Lenting

How banks are offering their financing products in new channels and selling more with digital networks

With Kerstin Gottelt, Product Manager at ndgit, and François Gutierrez Associate Director at Algoan

Kerstin Gottelt ndgit-1

 

Fanc Guit-modified

 

Watch on demand Webinar

With hyper-digitization, the demand for online financing is growing by leaps and bounds. Thanks to PSD2 scoring and digital signatures, standard technologies allow even complex car or real estate financing to be carried out completely online. With embedded banking, more and more banks are using their API banking to support their customers where they need credit online. For example, innovative banks are offering buy-now-pay-later to their customers, allowing them to convert their online banking expenses into installment payments in just a few clicks.

Agenda

  • Digital financing as a megatrend
  • Case-closing credit lines online
  • Offering buy-now-pay-later in online banking
  • Out-of-the-box scoring with automated account analytics (François Gutierrez, Algoan)
  • Scaling credit services with Open APIs
  • We invite you to join our webinars and look forward to exciting discussions.

API management for banks and financial service providers

Implement API management and Open Finance efficiently with an API platform tailored to banks and financial service providers

With Wolfgang Bräu, Product Management, API Platform and Ecosystems at ndgit and Mykhailo Kyrychenko, Chief Technology Officer at ndgit.

Wolfgang Bräu ndgit mihaylo

Watch on demand Webinar

APIs are the engine for scalable microservice architectures and connected banking with digital partners. With API management tailored to the needs of banks and fintechs, their use cases can be implemented faster and more securely - to open up traditional infrastructures and develop and manage bank-safe Open APIs for new channels and partners.

Agenda:

  • APIs as a Driver for Digital Transition in the Financial Industry
  • API management for banking using the ndgit platform as an example
  • Standard processes for efficient API development
  • Securely Implementing Open APIs for Banks with FAPI (Mykhailo Kyrychenko)

20.01.2022 10 am CET 

 

Open Finance Trends 2022

The most exciting fintech partnerships for 2022

With Oliver Dlugosch, Chief Executive Officer and Founder of ndgit and Simon Youssef Co-Founder and CTO at neon


Oliver Dlugosch ndgit simon yussef-modified

Watch on demand Webinar

After a year of accelerated digitization, digital financial products and fintechs are riding high. After the digitization of payment services, is it now time for digital loans and new networking in the area of financial investments? We will show you how the new partnerships can also be implemented in a technically scalable way and present the large Open Finance market study by ndgit.

Agenda:

  • Open Finance as a growth engine
  • More attractive bank offers with best-of-breed partners
  • Digital financing as a new mega trend
  • Collaboration with wealth techs around financial investments
    ndgit launches large Open Finance study

 

17.02.2022 10 am CET

PSD2 and standardization trends for banks

Open Finance opportunities for banks and TPPs beyond PSD2 compliance

With Marc Bewernik Chief Product Officer at ndgit

Marc-Andre Bewernik ndgit

Watch on demand Webinar

With the introduction of PSD2 and the implementation of dedicated interfaces (PSD2 APIs) on September 14, 2019, Open Banking became a reality across Europe. But access to account data and triggering of payments by third parties must be provided by banks free of charge. Two years later, it is still evident that the majority of banks have only implemented the minimum requirements. Understandable! Due to the lack of opportunities to monetize the necessary investments, the motivation to do more here is low.

This webinar will focus on the opportunities for banks and third-party providers (TPPs) to extend Open Banking to Open Finance on the basis of the Berlin Group Community and thus to reuse the infrastructure that has been built up.

Besides a look into the current usage of the PSD2 base functionality, possible Berlin Group API extensions for banks and their monetization possibilities will be presented.

Agenda:

  • PSD2 Base APIs and their use
  • Berlin Group extensions to the NextGen PSD2 Standard (CoF Consent, Trusted Beneficiaries, Lean Push, AIS for savings & loans, ...)
  • Berlin Group Open Finance Use Cases (Request-to-Pay, Push AIS, Resource status notification, …)
  • Berlin Group Open Finance Ausblick (FAPI, SME/Corporates)

 

Want to learn more about ndgit and our solutions? Watch more ndgit webinars here:

NDGIT WEBINARS

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